Debt Payoff Planner — Snowball + Avalanche

Excel / Google Sheets

Enter your debts once, switch between snowball and avalanche, and see your debt-free date and total interest change.

What you get

  • Up to 8 debts with balance, interest and minimum
  • Snowball or avalanche with one dropdown
  • Freed-up minimums roll into the next debt automatically
  • Debt-free month, date and total interest
  • 20-year month-by-month schedule + chart

Who it's for

People paying off credit cards, store cards and loans who want a clear finish date.

A peek inside

Store card paid off in month 2
Debt-free in 19 months (example data)
Switch to Avalanche and compare the interest
€7

One-time · Excel / Google Sheets · instant download

Buy now · €7

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Digital product: by buying you agree to immediate delivery, after which the EU right of withdrawal no longer applies. Something wrong with the file? Email us and we fix or refund it.

Frequently asked questions

What methods can I compare?

Snowball (smallest balance first) and avalanche (highest interest first). One dropdown switches the plan; freed-up minimums roll into the next debt.

How many debts can I enter?

Up to eight, each with balance, interest and minimum payment. You get a month-by-month schedule and a debt-free date.

Price?

€7 one-time, spreadsheet, instant download.

Is this financial advice?

No. It is a calculator. It does not contact lenders or change your accounts.

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